Singapore's Mortgage Broker Experts.

Helping you secure your new home.

Welcome to Mortgage Simple

Do you have a life-long dream of owning your home? At Mortgage Simple we’re here to make it a reality. We understand the challenges that people encounter in the process of finding a mortgage and want to help you to overcome those challenges. After all, this is a lifetime purchase, which must be carefully curated to snag you the best deal.

Although there are many financial institutions on the market willing to offer home loans, without professional advice getting the best-in-market rates can take a while. Here is where Mortgage Simple can help you out.

We are a leading mortgage brokerage firm in Singapore that has helped hundreds of thousands of clients realise their property ownership dreams. Let us help you to find the best mortgages by comparing packages across all significant Singaporean banks and other lenders.

We save you valuable time, money, and effort by searching for and comparing:

  • Mortgage Rates
  • Lock-In Periods
  • Claw Back Clauses
  • SIBOR & SOR Rates
  • Pre-payment Penalties

Mortgage Simple simplifies complex financial information for you, enabling you to understand the contract and small print and to make an informed decision. What’s more, our services come free of charge, so you won’t have to worry about extra costs!

We provide brokerage advisory services that are independent for:

  • Singapore Residential Mortgages
  • Singapore Commercial and Industrial Property Loans
  • Singapore Alternative Mortgage Lending Options
  • Singapore Small Business Loans
  • Overseas Property Loans

From our experts:

HDB Loan vs Bank Loan

Owning a house is a dream that every Singaporean hopes to one day achieve. It is a lifetime goal that is worth pursuing. However, without

We Offer the Best Rates

Getting a mortgage loan isn’t easy. Some financial institutions charge exorbitant rates and fees, which can make your mortgage costly. With Mortgage Simple, we assure you of the best mortgage rates in Singapore.

As an experienced mortgage broker and advisory service, and with our excellent relationship with all the major banks, we comb through financial institutions and lenders to arrive at the best and most competitive mortgage providers.

We work closely with competitive banks that offer mortgage facilities, including Hong Leong Finance, Cimb, Singapura Finance, Citibank, HSBC, and DBS. This way, you can be sure of getting the best mortgages with the lowest interest rates that will save you money in the long term.

Mortgage Simple also provides a bespoke mortgage advisory service that sees you through the mortgage application process from start to finish – all at no charge. We also keep an eye on your loan portfolio to ensure that the interest terms remain favourable – a service that saves you worry and importantly, money.

We Guide You through the Mortgage Application

Are you struggling to get through with your mortgage application process?

If so, Mortgage Simple is the answer. As a bespoke mortgage advisory service, we stand by you from the beginning of the application to the granting of the loan.  

A property purchase is one most complicated financial spends that we can commit to in life. Mortgage loans help to make the property acquisition process more manageable, and we’re here to ensure that you get the best financing options available with minimal hassle.  

As an independent mortgage brokerage, we offer unbiased advice on all the loans, home protection insurance options, and handling the application process.

Our professionals walk with you through the journey of searching for the most affordable rates through to filling in the application forms and performing eligibility checks.

Our team consists of former bankers who understand the process. We also reach out to and liaise with bank staff including credit policy managers, interest rates product managers, credit approvers, and our very own law firm to ensure that we lock down your application process for you.

 Law Firm – Specifically, our partner law firm which is on the panel of banks in Singapore and which specialises in conveyancing

We Don’t Charge Additional Costs

Many mortgage brokers and advisory services out there add extra costs to their services. We don’t believe in passing costs to our consumers as we already have arrangements with our partner banks.

As such, you can rest assured that we can negotiate the best mortgage loans for you within a short duration.

We keep our word; you’ll only need to pay the usual mortgage application costs that you would incur through banks and other financial institutions. No additional charges are one of the reasons to get your home loan through Mortgage Simple.

If you need advice or assistance in looking for the best-in-market mortgages, or in beginning the application process, please do not hesitate to contact us. Our team is ready to listen and work with you until you get the mortgage approved!